Find IFSC & MICR Codes for All Banks in India

Search accurate banking information for NEFT, RTGS, and IMPS transfers instantly.

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What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify every bank branch participating in the country's major electronic fund settlement systems. The code is structured as follows: the first four characters represent the bank code (e.g., SBIN for State Bank of India), the fifth character is always '0' (zero) reserved for future use, and the last six characters identify the specific branch code. For example, in the IFSC code SBIN0001234, "SBIN" is the bank code, "0" is the placeholder, and "001234" is the unique branch identifier. The IFSC code is printed on cheque books, bank passbooks, and is available on the RBI's official website. Without a valid IFSC code, online money transfers through NEFT, RTGS, IMPS, and UPI cannot be completed, making it one of the most important pieces of banking information for every Indian account holder.

How to Find Your Bank's IFSC Code?

Finding the right IFSC code for a bank branch is easier than ever. Here are five reliable methods you can use:

  1. Use IFSCFinder (Fastest): Simply type your bank name, city, or branch name into the search bar at the top of this page. Our database contains over 1.6 lakh branches and is updated regularly from RBI data.
  2. Check your Cheque Book: The IFSC code is printed on every cheque leaf, typically in the top-left corner along with the branch name and MICR code at the bottom.
  3. Bank Passbook: Most bank-issued passbooks include the branch's IFSC code on the first introductory page alongside the branch address.
  4. Bank's Official Website: Every major Indian bank maintains an online branch locator that shows the IFSC code for each location. Look for the "Branch Locator" or "Find IFSC" section.
  5. Bank Customer Care: Call the toll-free customer care number of your bank and provide your branch name or account number. The representative can provide the exact IFSC code for your branch.

Frequently Asked Questions

What is an IFSC code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code assigned by the Reserve Bank of India to uniquely identify every bank branch participating in electronic fund settlement systems like NEFT, RTGS, and IMPS.

How many characters is an IFSC code?

An IFSC code is exactly 11 characters long — the first four identify the bank, the fifth is always '0', and the last six uniquely identify the branch.

Where can I find my bank's IFSC code?

Your IFSC code is printed on your cheque book and passbook. You can also find it instantly using the search bar on this page.

Is the IFSC code the same for all branches?

No. Each branch has its own unique IFSC code. The first four characters are the same for all branches of the same bank, but the last six characters differ per branch.

What is a MICR code?

MICR stands for Magnetic Ink Character Recognition. It is a 9-digit code printed on cheque leaves and is used by banks to identify branches during cheque clearing operations.